Flexible Solutions for Short-term Funding Needs
"Listed Company Short-Term Financing" is a credit financing solution exclusively designed by National Resources Corporate Finance Limited for enterprises listed on the Hong Kong Main Board and GEM. Unlike traditional equity or debt financing, this solution offers fast approval and requires no asset pledge. Enterprises can obtain short-term funds in as fast as 4 working days to flexibly meet operational needs, without issuing new shares or affecting existing shareholding structures and control. To maximize liquidity, this solution adopts a "daily interest calculation, flexible drawdown and repayment" mechanism: interest expense is only calculated up to the day of repayment, with no early repayment penalty. Furthermore, the credit limit is released immediately upon repayment for revolving use, ensuring that enterprises can achieve precise capital deployment at the lowest cost.
Our financing solutions are designed to provide management with greater control over capital:
| Criteria | Listed Company Short-Term Financing | Traditional Equity Financing (e.g., Placements/Rights Issues) | General Debt Financing |
|---|---|---|---|
| Impact on Equity | No need to issue new shares, does not affect controlling rights, and helps protect existing shareholders' interests. |
Dilutes existing shareholders' equity. |
No need to issue new shares, does not affect controlling rights. |
| Funding Speed | Streamlined process; upon document completion and approval, funding can be arranged in as fast as 4 working days. |
The transaction process must align with regulatory requirements, investor communications, and market windows; the execution cycle is longer with uncertainties. |
Generally requires meeting financial ratios, collateral, and credit approval; involves multi-layer approvals, making the process and documentation complicated and time-consuming. |
| Financing Cost | No documentation fees, legal fees, arrangement fees, or commitment fees. |
Involves legal documents for placements or rights issues, legal fees, financial advisory fees, etc. |
Involves debt documents and related legal fees; bond issuance may involve further financial advisory fees. |
| Collateral Requirement | Generally, no asset pledge is required. |
No asset pledge is required. |
Generally requires collateral. |
| Financing Structure | Loan amount, interest rate, and repayment period can be tailored to capital needs, cash flow, and risk assessment; especially suitable for short-term transitional financing. No additional legal or handling fees, subject to final loan terms. |
Financing terms and frameworks are relatively fixed and inflexible, unsuitable for short-term transitional financing. Must comply with market and regulatory procedures, involving placement commissions and advisory costs. |
Standardized conditions lack flexibility and may not match precise capital needs. The approval process is relatively complex and may involve arrangement fees, commitment fees, and other additional costs. |
Bridge short-term liquidity gaps.
Handle unexpected financial expenditures or market fluctuations.
Provide transitional funding or settlement arrangements for new development projects.
Ensure timely payment of salaries, rent, and other fixed overheads.
Seize rapidly changing business and investment opportunities.
* Note: Our company will conduct further assessments based on individual enterprise circumstances and may request supplementary information.
Our company is listed on the Companies Registry's "List of Existing Money Lenders Licencees" and is regulated under the Money Lenders Ordinance of Hong Kong.
Official Website of the Companies Registry: www.cr.gov.hk
View the Official Register of the Companies Registry >Preview of the Official Register Screenshot:
Important Notice: This document is for general information reference only and does not constitute any loan commitment, offer, or guarantee. All loan applications, credit limits, interest rates, fees, guarantee requirements, and repayment arrangements are subject to final approval by our company and formal loan documents.
